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Get matched in less than 60 seconds. It auto renews unless you cancel. APR: 8. Installment Loans are available either online or in-store. Here are the. 4. *. That means they end up paying $35. Payday Loans. For a person trying to get a $200 payday loan in California, the APR is around 460% for a 14-day loan term. As low as 5. Akron, OH 44306. Small-dollar credit union loans: Some credit unions offer a type of small personal loan called a payday alternative loan. 5 Types of Loans for Bad Credit. Here are now the explanations why it is so easy to obtain our cash advance payday loans: This type of loan needs tad peril for both the mortgage provider together with the lender. Payday alternative loans. Our instant decision process means you'll know quickly if you're approved, and our no credit check approach ensures a smooth. 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